Terms of Service | 服务条款

1. Acceptance of Terms | 接受条款

By accessing and using The North Star ("Service"), you accept and agree to be bound by the terms and provision of this agreement.

通过访问和使用五种财富（"服务"），您接受并同意受本协议条款和规定的约束。

2. Description of Service | 服务描述

The North Star provides:

• Wealth assessment across five dimensions
• AI-powered consultation and advice
• Educational content and resources
• Progress tracking and analytics

五种财富提供:

• 五个维度的财富评估
• AI驱动的咨询和建议
• 教育内容和资源
• 进度跟踪和分析

3. User Accounts | 用户账户

Account Registration:

• You must provide accurate and complete information
• You are responsible for maintaining account security
• You must be at least 13 years old to use this service
• One person or entity may not maintain multiple accounts

账户注册:

• 您必须提供准确和完整的信息
• 您负责维护账户安全
• 您必须年满13岁才能使用此服务
• 一个人或实体不得维护多个账户

4. User Conduct | 用户行为

You agree NOT to:

• Use the service for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service
• Transmit viruses or malicious code
• Impersonate another person or entity
• Scrape or copy content without permission

您同意不:

• 将服务用于任何非法目的
• 试图未经授权访问我们的系统
• 干扰或中断服务
• 传输病毒或恶意代码
• 冒充他人或实体
• 未经许可抓取或复制内容

5. Intellectual Property | 知识产权

All content, features, and functionality are owned by The North Star and are protected by international copyright, trademark, and other intellectual property laws.

所有内容、功能和特性均由五种财富拥有，并受国际版权、商标和其他知识产权法律保护。

6. Disclaimer of Warranties | 免责声明

The service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind.

• We do not guarantee the service will be uninterrupted or error-free
• Assessment results are for informational purposes only
• AI consultation should not replace professional financial, medical, or legal advice
• We are not responsible for decisions made based on our assessments

该服务按"原样"和"可用"提供，不提供任何形式的保证。

• 我们不保证服务不会中断或无错误
• 评估结果仅供参考
• AI咨询不应替代专业的财务、医疗或法律建议
• 我们不对基于我们评估做出的决定负责

7. Limitation of Liability | 责任限制

To the maximum extent permitted by law, The North Star shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the service.

在法律允许的最大范围内，五种财富不对您使用或无法使用服务而导致的任何间接、偶然、特殊、后果性或惩罚性损害承担责任。

8. Subscription and Payments | 订阅和付款

Free Services: Basic assessment and limited AI consultation are free.

Premium Services: Advanced features may require subscription (pricing to be announced).

Refunds: Refund policies will be clearly stated at time of purchase.

免费服务: 基本评估和有限的AI咨询是免费的。

高级服务: 高级功能可能需要订阅（定价待公布）。

退款: 退款政策将在购买时明确说明。

9. Termination | 终止

We reserve the right to terminate or suspend your account at any time for violations of these terms. You may also terminate your account at any time through your account settings.

我们保留随时因违反这些条款而终止或暂停您账户的权利。您也可以随时通过账户设置终止您的账户。

10. Changes to Terms | 条款变更

We may modify these terms at any time. Continued use of the service after changes constitutes acceptance of the modified terms.

我们可能随时修改这些条款。在更改后继续使用服务即表示接受修改后的条款。

11. Governing Law | 适用法律

These terms shall be governed by and construed in accordance with the laws of the jurisdiction in which The North Star operates.

这些条款应受五种财富运营所在司法管辖区法律的管辖和解释。

12. Contact Information | 联系信息

For questions about these Terms of Service, please contact:

有关服务条款的问题，请联系:

• Email: legal@thenorthstar.top
• Support: support@thenorthstar.top